At the press conference of the Fourth Session of the Eleventh National Committee of the Chinese People's Political Consultative Conference, Yang Kaisheng, member of the National Committee of the Chinese People's Political Consultative Conference and president of the Industrial and Commercial Bank of China, stated that the banking industry will adjust the credit structure in accordance with the basic requirements for the country to adjust and optimize the industrial structure, with emphasis on supporting strategic emerging industries and energy conservation and emission reductions. Industry, control loans to overcapacity industries.
According to Yang Kaisheng, last year, ICBC's loans in strategic emerging industries and energy-saving and emission-reduction areas exceeded 6.1 trillion yuan, an increase of 17% over the previous year and higher than the average growth rate of bank-wide loans. In the next 3 to 5 years, ICBC’s loans in these areas will also double its efforts to invest in these industries at a faster rate of growth.
On the contrary, for industries in which production capacity has been seriously oversupplied, such as steel, cement, flat glass, coal chemical, polysilicon, wind power equipment manufacturing, and shipbuilding industries, banks have stepped up their credit control efforts. According to Yang Kaisheng, last year, ICBC’s loans in these 7 industries accounted for a few percentage points of the total loan amount. In the next three years, the proportion of ICBC’s total loans to industries with excess capacity in total loans will further decline.
According to Yang Kaisheng, the banking industry is currently building a green credit project. Credit customers who meet the requirements of the national environmental protection standards are marked with “green environmental protection†and give priority to loans. At present, 99% of ICBC's loan customers have a green mark, and 1% of customers are waiting for the approval of environmental protection departments at all levels.
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